Commercial E&S Underwriter (100% remote)

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Written by AI from the job title and company, not by Polikov Recruitment Solutions, so some details may not match this job. The employer's own page has the real description.

Overview

The Commercial E&S Underwriter at Polikov Recruitment Solutions will be primarily responsible for analyzing and underwriting commercial excess and surplus lines insurance applications. This role involves working closely with brokers to develop tailored insurance solutions, assessing risks, and ensuring compliance with regulatory standards while maintaining a profitable book of business. The candidate will utilize strong analytical skills to evaluate risks and exposures, enabling them to make informed decisions and contribute to the operational success of the underwriting team.

Job Responsibilities

• Evaluate and underwrite moderate to complex excess and surplus lines insurance applications.
• Conduct thorough risk assessments and analyses of applicants to determine underwriting eligibility.
• Collaborate with brokers and agents to obtain necessary documentation and information for underwriting requirements.
• Negotiate terms and conditions with brokers while balancing company profitability and client needs.
• Monitor emerging risks in the commercial sector to ensure competitive and accurate underwriting strategies.
• Review and approve policy renewals, endorsements, and cancellations in a timely manner.
• Maintain comprehensive records, documentation, and underwriting files as per company standards.
• Participate in industry events and continuing education to stay updated on market trends and regulatory changes.

Qualifications

• Bachelor’s degree in Finance, Business Administration, Insurance, or related field.
• A minimum of 3-5 years of underwriting experience in commercial excess and surplus lines.
• Strong understanding of property and casualty insurance products and market dynamics.
• Excellent analytical skills with a keen attention to detail.
• Demonstrated ability to work independently and manage time effectively.
• Proficient in underwriting software and Microsoft Office Suite.
• Strong communication and negotiation skills, with the ability to build relationships.

Technologies & Tools

The Commercial E&S Underwriter will utilize a variety of technologies and tools to enhance their underwriting process. This includes advanced underwriting software for risk assessment and decision-making, CRM systems for managing broker relationships, and data analysis tools for market research. Proficiency in MS Office applications, especially Excel for detailed reporting and analytics, is essential. Additionally, familiarity with digital documentation and collaboration tools is beneficial to maintain efficiency while working remotely.

Ideal Candidates

The ideal candidate for the Commercial E&S Underwriter position is a highly motivated individual with a proactive approach to problem-solving. They demonstrate strong critical thinking skills and possess the ability to manage complex situations effectively. A collaborative spirit is essential, as the role requires working closely with both internal teams and external partners. The candidate should show a commitment to professional growth and possess an entrepreneurial mindset that drives innovation in underwriting strategies. Ultimately, adaptability and a results-oriented focus will position them for ongoing success in this remote role.