Dental Group Underwriter II or III - Remote

This job was posted over 30 days ago, so it has most likely closed. See newer jobs like it.

Written by AI from the job title and company, not by USAble Life, so some details may not match this job. The employer's own page has the real description.

Job Overview

The Dental Group Underwriter II or III at USAble Life is responsible for evaluating and assessing the risk associated with dental group insurance applications. The selected candidate will conduct thorough analyses of the underwriting submissions, ensuring that all decisions align with company policies and industry regulations. This role requires a keen attention to detail, strong analytical skills, and the ability to work collaboratively with various stakeholders to provide comprehensive underwriting solutions. The Underwriter will also participate in the development and implementation of underwriting guidelines, supporting overall business objectives while maintaining a focus on profitability and client satisfaction.

Job Responsibilities

• Evaluate dental group insurance applications for acceptance within company guidelines.
• Conduct risk assessments and determine adequate premium rates based on statistical data and underwriting criteria.
• Collaborate with sales and actuarial teams to develop competitive pricing and product offerings.
• Assist in the creation and revision of underwriting policies and procedures.
• Provide mentorship and training for junior underwriters as needed.
• Review and analyze claims data to identify trends and determine risk factors.
• Prepare reports and documentation to support underwriting decisions and communicate findings to management.
• Ensure compliance with regulatory requirements and maintain accurate records of underwriting activities.

Qualifications

• Bachelor's degree in Finance, Business Administration, or a related field.
• Minimum of 2 years of experience in underwriting, preferably in dental or health insurance.
• Strong analytical and mathematical skills, with proficiency in data analysis.
• Excellent verbal and written communication abilities.
• Proficient in Microsoft Office Suite, particularly Excel and PowerPoint.
• Understanding of underwriting principles and practices, risk evaluation, and insurance regulations.
• Ability to work independently and manage multiple priorities effectively.
• Professional certifications such as AALU, AIA, or similar are a plus.

Technologies & Tools

The Dental Group Underwriter II or III will utilize various technologies and tools to streamline their underwriting processes. This includes underwriting software solutions for risk assessment and data management, customer relationship management (CRM) systems for client interactions, and advanced reporting tools to analyze underwriting metrics. Familiarity with data analysis software and platforms that support statistical modeling will also be essential for performing in-depth evaluations.

Ideal Candidates

Ideal candidates for the Dental Group Underwriter II or III position are detail-oriented professionals with a strong analytical mindset and a passion for the insurance industry. They exhibit exceptional problem-solving skills and the ability to make informed decisions quickly. A proactive approach to collaboration and communication is vital, as the role requires interacting with various departments and external partners. Candidates should possess a commitment to maintaining high ethical standards while ensuring customer satisfaction and have the adaptability to thrive in a fast-paced, remote work environment.