Credit Analyst

Job Title : Credit Analyst I

Location : Clearwater FL 33765 (Hybrid)

Duration : 12 Months

Shift Details : Hybrid

Specific Skills : Credit/AR/Collections/Credit Processing/Cash Applications

Job Category : Accounting/Finanance

Client Industry : Retail / CPG

Skills:

• Process, post, reconcile, and balance high-volume customer payments across lockboxes, ACH, wire transfers, credit cards, PayPal, and Afterpay.
• Research and resolve remittance discrepancies, unapplied cash, chargebacks, NSF payments, ACH returns, and other payment exceptions.
• Manage account adjustments, bad debt write-offs, customer credit balance refunds, and digital payment authorization voids in accordance with established procedures.
• Analyze payment trends and large datasets to identify root causes of discrepancies, improve cash application accuracy, and optimize processes.
• Collaborate with Accounts Receivable, Credit, Collections, and Customer Care teams to resolve payment disputes and support the transition to automated digital payment solutions.
• Bachelor’s degree or equivalent required, with at least 3 years of Cash Applications/Accounts Receivable experience; strong Excel skills, analytical and communication abilities, and SAP AR/FSCM experience preferred.